Building Generational Wealth

Last Updated: January 1, 2026  |  Effective for clients

Wealth Building Experts ("Company," "we," "us," or "our") is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website or engage our financial advisory services.

1. Information We Collect

We collect information you voluntarily provide to us, including your name, email address, phone number, financial data, Social Security Number (for regulated advisory engagements), bank account information, investment preferences, and credit history where relevant to service delivery.

2. How We Use Your Information

• To provide and deliver financial advisory, investment, loan, and insurance services
• To process transactions and send related communications
• To comply with federal and state financial regulations (SEC, FINRA, CFPB)
• To send newsletters and market updates you have subscribed to
• To prevent fraud and ensure platform security
• To comply with applicable legal obligations including the Gramm-Leach-Bliley Act (GLBA)

3. Gramm-Leach-Bliley Act (GLBA) Compliance

As a financial services firm operating under applicable federal standards, we comply fully with the GLBA. We provide annual privacy notices and maintain the right to opt out of certain information sharing. We do not sell personally identifiable financial information to non-affiliated third parties.

4. Data Security

We implement industry-standard technical and organizational security measures including 256-bit SSL encryption, two-factor authentication for internal systems, and regular third-party security audits to protect your financial data.

5. Information Sharing

We may share your information with affiliated service providers (custodians, lenders, insurance carriers) strictly necessary for service delivery, regulatory authorities as required by law, and professional advisors under confidentiality obligations.

6. Your Rights

You have the right to access, correct, or request deletion of your personal data. To exercise these rights, contact us at info@wealthbuildingexperts.info. We respond to all verified requests within 30 days.

7. Contact

Privacy Officer, Wealth Building Experts, Jabalpur, Madhyapradesh 482001 | info@wealthbuildingexperts.info

Last Updated: January 1, 2026  |  Governing law: Applicable Federal and State Financial Law

These Terms and Conditions constitute a legally binding agreement between you and Wealth Building Experts governing your use of our website and financial advisory services. By accessing our services, you agree to be bound by these terms.

1. Nature of Services

Wealth Building Experts provides financial advisory, investment guidance, loan consultation, insurance advisory, and debt resolution services. All advisory services are informational in nature and do not constitute legal, tax, or guarantied investment advice. Past performance does not guarantee future results.

2. Regulatory Compliance

Our services are subject to applicable federal regulations including but not limited to: the Investment Advisers Act of 1940, Dodd-Frank Wall Street Reform Act, the Truth in Lending Act (TILA), the Equal Credit Opportunity Act (ECOA), and applicable FINRA and SEC regulations. Clients acknowledge regulatory requirements may affect service delivery timelines.

3. Fiduciary Duty

Where applicable under federal law, our registered investment advisers operate under a fiduciary standard, placing your financial interests above all other considerations. Non-fiduciary services are disclosed explicitly before engagement.

4. Risk Disclosure

• All investments carry risk including potential loss of principal
• Market conditions can change rapidly and without warning
• Loan products involve credit risk and repayment obligations
• Insurance products are subject to carrier approval and policy terms
• Debt relief outcomes depend on individual creditor negotiations

5. Fees and Compensation

Advisory fees are disclosed in our Form ADV Part 2 (for SEC-registered advisers). Loan origination, insurance, and referral arrangements are disclosed in writing prior to service engagement. All fee structures are transparent and client-acknowledged before services commence.

6. Limitation of Liability

To the maximum extent permitted by applicable law, Wealth Building Experts shall not be liable for investment losses, opportunity costs, or incidental damages arising from advisory services where our recommendations were provided in good faith and with due diligence.

7. Dispute Resolution

Any disputes arising from our advisory services shall first be submitted to good-faith mediation. Unresolved disputes may be subject to binding arbitration in accordance with FINRA arbitration rules where applicable.

8. Amendments

We reserve the right to update these Terms at any time. Continued use of our services following notification constitutes acceptance of revised terms.